중소기업 지원을 위한 간접금융 방식 및 직접금융 방식의 성과 비교연구

Abstract

신용보증기금의 간접금융지원방식인 신용보증과 직접금융지원방식인 보증연계투자의 재무성과 및 비재무성과를 분석해본 결과 재무성과에서는 유의미한 차이가 적었으나, 비재무성과인 고용증가율, 후속투자유치율, 생존율에서는 보증연계투자 지원방식의 성과가 더 높은 것으로 나타남.

I analyzed the financial and non-financial performance of credit guarantee, which is the indirect financial support method of the Credit Guarantee Fund, and guarantee-linked investment, which is the direct financial support method. As a result, there were few significant differences in financial performance, but the non-financial performance of employment growth, follow-up investment attraction and survival rates showed higher performance of the guarantee-linked investment support method.