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Contribution of ICT to Economic Growth: Focusing on Financial Services in Rwanda from 2011 to 2015

DC Field Value Language
dc.contributor.advisor정혁-
dc.contributor.authorVincent ISHIMWE-
dc.date.accessioned2018-12-03T01:39:06Z-
dc.date.available2018-12-03T01:39:06Z-
dc.date.issued2018-08-
dc.identifier.other000000152214-
dc.identifier.urihttps://hdl.handle.net/10371/143730-
dc.description학위논문 (석사)-- 서울대학교 대학원 : 국제대학원 국제학과(국제지역학전공), 2018. 8. 정혁.-
dc.description.abstractABSTRACT

Contribution of ICT to Economic Growth: Focusing on Financial Services in Rwanda from 2011 to 2015

Vincent ISHIMWE

International Area Studies

Graduate School of International Studies

Seoul National University

This dissertation examines the contribution of ICT through financial deepening to Rwandas economic growth. The Ordinary Least Squares (OLS) regression and distributed lag models were used to test the hypothesis. A researcher used the GDP per capita growth as a proxy of economic growth
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dc.description.abstractthe value of ATM transactions and mobile banking are a proxy of ICT in financial services.

This study found a significant relationship between ICT use in financial services and financial deepening. Although the evidences indicated the emergence of ICT penetration in financial services, the result of this study did not approve the significant contribution of ICT to Rwandas economic growth. Analysis showed

that ICT in financial services is mostly directed to consumption rather than productivity and investment.

The major implication of this study is the potential benefit that Rwanda would grasp in terms of economic growth, if more attention is given to ICT in financial services policy reform. The study recommended some policies to encourage the use of ICT in more productive activities. Those policies will link ICT to financial deepening and economic growth.

Key Words: Rwandas economic growth, ICT, financial deepening.
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dc.description.tableofcontentsCHAPTER ONE: GENERAL INTRODUCTION 1

1.1. Background of the study 1

1.2. Statement of the problem . 2

1.3. Objective of the Study 4

1.4. Research questions . 4

1.5. Significance of the Study . 5

1.6. Organization of the study . 5

1.7. Meaning of Information and Communication technology (ICT) . 7

CHAPTER TWO: LITERATURE REVIEW . 10

2.1. Introduction 10

2.2. Theoretical Foundation 10

2.3. Review empirical studies . 13

CHAPTER THREE: EMERGENCE OF ICT IN FINANCIAL SERVICES AND ITS IMPLICATIONS TO RWANDAN ECONOMY 25

3.1. Introduction 25

3.2. Economic Growth of Rwanda 25

3.3. ICT Sector in Rwanda 28

CHAPTER FOUR: METHODOLOGY AND DATA . 40

4.1. Introduction 40

4.2. Research design 40

4.3. Data collection 41

4.4. Data and variables 42

4.5. Method of data analysis 44

CHAPTER FIVE: FINDINGS, DATA ANALYSIS AND INTERPRETATION . 48

5.1. Introduction 48

5.2. Descriptive Statistics 48

5.3. Correlation Matrix Results . 50

5.4. Financial deepening regression analysis 51

5.5. Economic growth regression analysis 54

5.6. Limitations of the Study . 59

CHAPTER SIX: CONCLUSION AND RECOMMENDATIONS 60

6.1. Summary of Empirical Findings 61

6.2. Policy implications . 62

6.3. Recommendations for future studies 63

6.4. Conclusion 64

REFERENCES 65
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dc.formatapplication/pdf-
dc.format.mediumapplication/pdf-
dc.language.isoen-
dc.publisher서울대학교 대학원-
dc.subject.ddc307-
dc.titleContribution of ICT to Economic Growth: Focusing on Financial Services in Rwanda from 2011 to 2015-
dc.typeThesis-
dc.contributor.AlternativeAuthor빈센트-
dc.description.degreeMaster-
dc.contributor.affiliation국제대학원 국제학과(국제지역학전공)-
dc.date.awarded2018-08-
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Graduate School of International Studies (국제대학원)Dept. of International Studies (국제학과)Theses (Master's Degree_국제학과)
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