Publications
Detailed Information
Testing for asymmetric information and learning: evidence from the Korean auto insurance market : 한국 자동차 보험시장의 정보비대칭에 관한 연구
DC Field | Value | Language |
---|---|---|
dc.contributor.advisor | 박소정 | - |
dc.contributor.author | 허윤영 | - |
dc.date.accessioned | 2017-07-14T05:22:18Z | - |
dc.date.available | 2017-07-14T05:22:18Z | - |
dc.date.issued | 2017-02 | - |
dc.identifier.other | 000000141503 | - |
dc.identifier.uri | https://hdl.handle.net/10371/124726 | - |
dc.description | 학위논문 (석사)-- 서울대학교 대학원 : 경영학과, 2017. 2. 박소정. | - |
dc.description.abstract | This article draws on a set of data from the Korean automobile insurance industry to investigate the presence of asymmetric information and learning. I find that there exists a conditional correlation between the choice of Collision and Comprehensive coverage and the probability of accidents. This finding implies that the better insured actually cause more claims, although the difference in the number of claims seems less significant in economic contexts. I confirm that the degree of information asymmetry is more significant in contracts with new policyholders, young drivers with less than 3 years of driving experience, and senior drivers with more than 7 years of experience. Tests using premiums provide results consistent with tests considering variables related to the characteristics of policyholders, characteristics of their vehicles, and the contract choices they make. | - |
dc.description.tableofcontents | I. Introduction 1
II. Hypothesis Development 5 A. Related Literature 5 B. Predictions 9 III. Background Information and Data 12 A. Car Insurance in Korea 12 B. Sample Selection 14 C. Summary Statistics 15 IV. Empirical Analysis 18 A. The Presense of Asymmetric Information 18 B. Asymmetric Learning on Private Information 21 V. Conclusion 25 References 28 Abstract (Korean) 31 | - |
dc.format | application/pdf | - |
dc.format.extent | 335654 bytes | - |
dc.format.medium | application/pdf | - |
dc.language.iso | en | - |
dc.publisher | 서울대학교 대학원 | - |
dc.subject | 역선택 | - |
dc.subject | 비대칭적 학습 | - |
dc.subject | 자동차 보험 | - |
dc.subject | 보험 프리미엄 | - |
dc.subject.ddc | 658 | - |
dc.title | Testing for asymmetric information and learning: evidence from the Korean auto insurance market | - |
dc.title.alternative | 한국 자동차 보험시장의 정보비대칭에 관한 연구 | - |
dc.type | Thesis | - |
dc.contributor.AlternativeAuthor | Huh, Yoonyoung | - |
dc.description.degree | Master | - |
dc.citation.pages | iv, 39 | - |
dc.contributor.affiliation | 경영대학 경영학과 | - |
dc.date.awarded | 2017-02 | - |
- Appears in Collections:
- Files in This Item:
Item View & Download Count
Items in S-Space are protected by copyright, with all rights reserved, unless otherwise indicated.